Group Short Term Disability

Employer Paid Short Term

This coverage is made available to benefit eligible employees and the premium is typically paid all or in part by the employer. This Disability product is priced with Attained Age rated benefits and provides flexible plan design options for income protection that will help employees cover expenses while they are disabled. Group Short Term Disability […]



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Employee Disability Option Plus

Edop Long Term Disability

This coverage is made available to eligible employees and union members on a voluntary basis. The premium is typically deducted from the employee’s paycheck. This Voluntary Disability product is priced with Issue Age rated benefits and provides flexible plan design options for income protection that will help employees cover expenses while they are disabled. Employee […]



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Permanent Life Insurance Plan: Legacy Life Express

Permanent Life Insurance Plan Legacy Life Express

The Boston Mutual Life Insurance Legacy Life Express plan is permanent life insurance protection for you and your family. The protection you purchase under the Legacy Life Express goes beyond burial insurance; it can provide up to a quarter of a million dollars’ worth of coverage to help secure your family’s future. The cash value […]



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Children’s Term Rider

Childrends Insurance Agreement

For pennies on the dollar, you can insure all of your children from birth (15 days) through college (25 years). After age 25, each child’s coverage can be converted to an individual life insurance policy with a maximum death benefit or five times the rider, or $40,000, without providing evidence of insurability. Children’s Term Rider […]



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Accelerated Benefit Option

Accelerated Benefit Option

Automatically included in your life insurance policy and at no cost to you is the Accelerated Benefit Option. This benefit will advance you a cash payout in terminal illness or physical condition situations providing financial security to your loved ones at an essential time. Accelerated Benefit Option Rider is issued by Boston Mutual Life Insurance […]



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Accidental Death Benefit

Accidental Death Benefit

The Accidental Death Benefit protects your loved ones from the financial burden that an accidental death can bring. If you die as a direct result of an injury due to a covered accident, the death benefit paid to your beneficiary will be doubled. Accidental Death Benefit Rider is issued by Boston Mutual Life Insurance Company […]



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Payor Waiver of Premium Benefit

Waiver Of Premium

Boston Mutual Life Insurance will waive your policy’s premium if you become permanently disabled. When you are unable, we will safeguard your family’s financial protection. Waiver of Premium Rider is issued by Boston Mutual Life Insurance Company (Canton, MA) in all states, except New York, on form ICC18 WPR-1 (8/18) or WPR-1 (8/18), subject to […]



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Premium Deposit Fund (PDF)

Premium Deposit Fund

The premiums that you regularly deposit into the policy’s Premium Deposit Fund (PDF), plus the interest earned, can be used to pay your overdue or future premiums. As the account grows, the PDF can be used to help fund your children’s college education or supplement your income during your golden years. This fund can help […]



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