Employee Life Option Plus – Whole Life Insurance
Whole Life insurance, sometimes referred to as permanent or interest sensitive life insurance, is more than just life insurance at an affordable price. It combines the guaranteed premiums, coverage, and values that have always been so attractive in whole life insurance with the advantages of cash accumulation at current interest rates. Our whole life workplace […]
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Term Life Insurance
Term life insurance coverage is where the benefit is payable only if the insured dies during a specified period. This coverage is less costly than other types of life insurance as there is no cash value build-up.
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Group Term Life and Accidental Death & Dismemberment Insurance
Our Group Term Life and Accidental Death & Dismemberment Insurance program offers many combinations of coverage options to meet both employer and employees’ insurance needs. You can elect to purchase basic coverage for your employees, such as a multiple of salary benefit or a flat amount. You can also offer a voluntary plan where your […]
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Group Accident Coverage or Employee Accident Option Plus
If the unexpected occurs, protection means a lot of things, but having financial resources can be meaningful during those times. Accident insurance can pay cash benefits when the unforeseen happens. This coverage is made available to eligible employees and union members on a voluntary basis. The premium is typically deducted from the employee’s paycheck. […]
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Employee Critical Illness Plus – Critical Illness/Specified Disease Insurance
Protecting family can mean a lot of things, and to have financial resources can be meaningful during those times. Boston Mutual Life Insurance’s Critical Illness coverage pays a lump sum cash benefit directly to the employee upon the diagnosis of a covered condition on the plan. This coverage is made available to eligible employees and […]
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Employee Disability Option Plus
This coverage is made available to eligible employees and union members on a voluntary basis. The premium is typically deducted from the employee’s paycheck. This Voluntary Disability product is priced with Issue Age rated benefits and provides flexible plan design options for income protection that will help employees cover expenses while they are disabled. Employee […]
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Group Voluntary Short Term Disability
This coverage is made available to eligible employees and union members on a voluntary basis. The premium is typically deducted from the employee’s paycheck. This Voluntary Disability product is priced with Attained Age rated benefits and provides flexible plan design options for income protection that will help employees cover expenses while they are disabled. Group […]
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Employee Paid Federal/Postal
Disability Income Protection Insurance with Accidental Death and Dismemberment Benefits. This coverage is made available to benefit Federal, Postal, Municipal and State employees and the premiums are typically paid through Allotments (payroll deductions). This Individual Disability product is designed to provide short-term monthly disability income protection that will help cover employee’s expenses while they are […]
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Group Short Term Disability
This coverage is made available to benefit eligible employees and the premium is typically paid all or in part by the employer. This Disability product is priced with Attained Age rated benefits and provides flexible plan design options for income protection that will help employees cover expenses while they are disabled. Group Short Term Disability […]
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Employee Disability Option Plus
This coverage is made available to eligible employees and union members on a voluntary basis. The premium is typically deducted from the employee’s paycheck. This Voluntary Disability product is priced with Issue Age rated benefits and provides flexible plan design options for income protection that will help employees cover expenses while they are disabled. Employee […]
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