Disability Income Protection Insurance with Accidental Death and Dismemberment Benefits. This coverage is made available to benefit Federal, Postal, Municipal and State employees and the premiums are typically paid through Allotments (payroll deductions). This Individual Disability product is designed to provide short-term monthly disability income protection that will help cover employee’s expenses while they are disabled due to sickness or injury. It also offers a Hospital Confinement Indemnity benefit that will pay a benefit if hospitalized due to injury or sickness, and an Accidental Death and Dismemberment benefit that will pay a benefit if death occurs as a result of an accident.
State variations may apply to benefits and features available for this insurance product. Product may not be available in some states.
Employee Paid Federal/Postal policies are underwritten by Boston Mutual Life Insurance Company (Canton, MA) in all states, except New York, under Policy Form Series DI-TP 7/05, subject to state availability. Product offerings may vary depending on state laws and regulations. This information is not intended to be a complete description of the insurance coverage available. Policies have exclusions and limitations which may affect any benefits payable. For complete details of coverage and availability, please refer to the policy form or contact your Boston Mutual Life Insurance representative.